The challenge of accumulating a down payment can be a significant hurdle. Fortunately, there's an option that extends a helping hand: the gifted down payment. In this blog post, we'll explore what a gifted down payment is and how it can be a game-changer for those navigating the path to homeownership.

“Mortgage porting" refers to the ability to transfer your existing mortgage to a new property without incurring prepayment penalties. This can be particularly beneficial for homeowners who are selling their current home and purchasing a new one.