Blog
Understanding Gifted Down Payments
The challenge of accumulating a down payment can be a significant hurdle. Fortunately, there's an option that extends a helping hand: the gifted down payment. In this blog post, we'll explore what a gifted down payment is and how it can be a game-changer for those navigating the path to homeownership.
Foreign Homebuyer Ban
Will the Canadian foreign homebuyer ban affect you? Will it last longer than 2 years?
Debt-to-income ratio explained.
If you've considered purchasing your first (or second or third...) property, you'll want to consider your ratios. When a lender is qualifying you for a loan, they look at the full financial picture. Not only do they consider debts in your name, but also any debts you may have co-signed for.